As the seasons shift here in Stroudsburg, Bethlehem, and Allentown, we know how quickly fall can turn into snowy, icy weather in the Poconos and Lehigh Valley. That’s why now is the perfect time to make sure your insurance coverage is ready for the months ahead.
Seasonal changes bring unique risks to homeowners and drivers in our area—and a little preparation can help you avoid costly surprises.
1. Protect Your Home from Frozen Pipes
Temperatures in the Poconos and Lehigh Valley can dip fast. Frozen pipes are one of the most common (and expensive) winter claims. Insulate exposed pipes, keep your home heated, and know where your water shut-off valve is. Double-check your homeowner’s policy so you understand what’s covered if a pipe bursts.
2. Prepare for Snow & Ice Damage
From the steep hills of Stroudsburg to the busy neighborhoods of Bethlehem and Allentown, heavy snow and ice can cause real damage. Roof collapses, ice dams, and water leaks are common winter issues. Routine roof inspections and proper insulation can help prevent problems, but your insurance policy is your safety net.
3. Keep Your Car Winter-Ready
Snowy commutes between Bethlehem and Allentown or slick roads through Stroudsburg make winter driving a challenge. Review your auto policy for collision coverage, roadside assistance, and rental reimbursement. And don’t forget to stock your vehicle with a winter kit—blankets, a scraper, jumper cables, and a shovel are must-haves.
4. Liability Coverage for Slips & Falls
Sidewalks and driveways can get icy fast. Whether you’re in downtown Stroudsburg, a Bethlehem neighborhood, or an Allentown suburb, you’ll want enough liability coverage under your homeowner’s insurance in case someone slips and falls on your property. Salt, shovel, repeat—but also know you’re covered.
5. Schedule an Insurance Review
The end of the year is a great time to take stock of changes in your life. Maybe you’ve renovated your home, bought new valuables, or added a driver to your policy. Our YMI offices in Stroudsburg, Bethlehem, and Allentown are here to help make sure your coverage fits your needs before winter is in full swing.
👉 Ready to review your coverage? Contact YMI today and let’s make sure you’re protected this winter.
